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Many will find the built-in tracking, Fitbit Pay, quick replies, Spotify control, and stair-tracking worth the extra money. However, if the extra features will be useful to you, definitely go for the Fitbit Charge 4. You'll still get plenty of extras with it and will be able to do most, if not all, of your fitness tracking. Overall, it's worth it to save some money and skip on some features with the Inspire HR. Both Fitbits come in just one size the small and large bands are included. The Fitbit Charge 4 Special Edition is the Black color, but it also comes with a Granite Reflective Woven band. The Charge 4 comes in Black with a matching silicone band, Rosewood, with a matching band, Black with a Storm Blue band. The Fitbit Inspire HR comes only in Black, but you get your choice of three different color bands: Black, Lilac, and White. There is a difference in battery life, but the Inspire HR's five-day battery life is sufficient for me I wouldn't pay more just to get seven days from the Charge 4. The bands can be changed regardless of which model you get.
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For my money, I'd choose the less expensive of the two. I prefer a smaller device, so the Inspire HR is more appealing in that regard. So for me, the price difference between the Fitbit Inspire HR and the Fitbit Charge 4 comes down to counting my flights of stairs and color options. I don't need GPS on a wearable having it on my phone is enough. And since I use Apple Pay, I don't see a need to use FitBit Pay. Since I use an iPhone, the Quick Replies wouldn't work for me.
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